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Paige Fusco

How it pays to innovate

Every time you pay for dinner by tapping your cellphone on a sensor, receive money for that freelance gig, or access government transfers by phone, you are participating in the rapidly accelerating move away from cash.

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Photo illustration of US dollar bills and coins.

Nicolas Economou via Reuters Connect

Hard Numbers: Americans use less cash, Africans heart mobile money, Indians accept fees, Norwegians cash out

41: That's the percentage of Americans who say they don't use cash for any purchases in a given week, according to a new Pew Research Center survey. Only 14% still pay for the bulk of their purchases with physical money, most of them likely low-income and unbanked.

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Ari Winkleman

The Graphic Truth: The world needs less cash

The world is not going cashless — but it certainly is using a lot less physical money than before. Non-cash transactions exploded during the pandemic, when people around the world first started buying everything online and then became accustomed to having less cash on them to do business in brick-and-mortar establishments. But the so-called "less cash" revolution is not playing out equally across the globe: while rich nations mostly use contactless cards, mobile payments are king in Africa. Meanwhile, QR codes are the way to go in Asia-Pacific, which is leading the surge in the global adoption of cashless payments. We take a look at how different regions have performed since 2019 and look ahead to next year.

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Are we entering a post-dollar world?

Are we entering a post-dollar world?

The U.S. dollar reigns supreme among all currencies in global trade and finance.

What does this mean? Only that the dollar is the currency of choice for most economic activities conducted around the world, including those by and between non-U.S. entities. For instance:

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