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Beware perpetual cyberattacks, and protect education data

Marietje Schaake, International Policy Director at Stanford's Cyber Policy Center, Eurasia Group senior advisor and former MEP, discusses trends in big tech, privacy protection and cyberspace:

Experts want us to stop using the term "cyber 9/11". Why is that?

Well, indeed many cybersecurity experts, including my brilliant Stanford colleague, Jacquelyn Schneider, have pointed out that a "cyber 9/11" is not the metaphor that helps people understand the actual nature of the threats. You may have also heard politicians warning for a "cyber Pearl Harbor," and indeed experts are also pushing back against this metaphor. Cyberattacks happen often and are maybe more like massive shots of hail. By trying to probe many vulnerabilities and sending multiple phishing emails, criminals and state entities are trying which digital door might open, trying over and over again, and then can help them achieve their criminal, intelligence or geopolitical goals. The notion of a perpetual shot of hail may also make people realize that the attacks can be closer to them, and then empowering them to be part of the solution instead of feeling defeated by the notion of a massive terrorist attack, targeting a landmark far away, and causing major physical and human suffering.

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Why You Should Save For Retirement Over Education: Money in 60 Seconds

What should be a bigger priority for me: saving for my children's education or saving for retirement?

This one hurts me. It hurts me to say this, because I've got children, and I really like 'em a lot. It's gotta be your retirement. I know that doesn't feel right as a parent, but if you have to make a choice, there are scholarships and there are loans for college. Nobody ever got a scholarship for retirement. And so this is one where you need to strap your oxygen mask on before assisting others, and — as much as it hurts me — to put yourself first.

The stock market's had a good year so far. Is now a good time to invest?

Yeah! Wow, what a difference. Remember December? I remember sitting, December 24th, when the market was down like 2.4 or 2.5% and it was just like [choking sound]. And it's up 16% since then. Now it feels like, gosh, maybe this isn't a good time to invest. But let's be perfectly clear: You have no idea. And anybody who says they have an idea has no idea. No one knows where the market is going from one week or one year to the next. There are just too many factors into it. So you want to — for those of you who are familiar with the term — dollar-cost average. For those of you who aren't, you want to invest through up markets and down, a bit out of every paycheck, sometimes it'll be lower, sometimes it'll be higher, and then it evens out over time which doesn't feel sexy, but actually is very sexy. It's very sexy in order to earn market returns, because most folks don't.

And go deeper on topics like cybersecurity and artificial intelligence at Microsoft on The Issues.

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