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The Debilitating Cost of Remittances | Economic Empowerment | GZERO Media

The debilitating cost of remittances

Dilip Ratha knows how hard it is to work abroad and send money home. Why? Because he had to go through the same hoops when he was a migrant.

It's the inconvenience and the cost, the World Bank's head of KNOMAD and lead economist says during a livestream conversation on closing the global digital gap hosted by GZERO in partnership with Visa.

Still, Ratha points out, these flows are a lifeline for millions of poor families around the world. And they keep the lights on in remittance-dependent economies like El Salvador or Lebanon.

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GZERO Media

The world economy’s digital destiny

One of the most important changes happening in the global economy today is invisible. It’s the accelerating move from hard currencies and brick-and-mortar banks to digital and mobile-based platforms for commerce, payments, and banking.

This shift, which got a boost from the COVID pandemic, will transform the global economy from the ground up: broadening households’ and entrepreneurs’ access to the financial tools they need to thrive and grow, which strengthens national and regional economies, ultimately spurring more global economic growth. The annual value of the digital economy is already valued at $14.5 trillion. And through the next decade, it will account for nearly three-quarters of global GDP expansion.

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How Can We Get Unbanked People to Go Digital? | Closing The Gap | GZERO Media

How can we get unbanked people to go digital?

Sending remittances can be prohibitively expensive. How come?

It costs a lot to manage cash in a secure way for unbanked people, Rubén Salazar, global head of Visa Direct, says during a livestream conversation on closing the global digital gap hosted by GZERO in partnership with Visa.

But some players are making progress in reducing costs, which the UN wants to cap at 3% by the end of the decade.

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Podcast: How to get social media companies to protect users (instead of hurting them)

Listen: Frances Haugen blew the whistle against Facebook because she believed her employer wasn't doing enough to stop its outrage-driven algorithm from spreading online misinformation and hate, which led to offline violence. Haugen speaks with Ian Bremmer on the GZERO World podcast about the major role that social media companies play in politics in the US and around the world, and the life-or-death consequences that can come from their actions. She believes governments need to rethink how they regulate social media, as the EU is trying to do with a new law mandating data transparency.

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Davos 2022: A World of Geopolitical Conflicts & Security Issues | Europe In :60 | GZERO Media

A different Davos amid geopolitical conflicts and security issues

Carl Bildt, former prime minister of Sweden shares his view from the 2022 World Economic Forum in Davos, Switzerland.

What are the topics and discussions going on in Davos, this year?

It's a very different Davos. It's fewer people. There are obviously no Russians. They are banned from here, rightly so. There are hardly any Chinese. And a lot of the discussion is, of course, where is the world heading? This is not the world that Davos wanted to create. It's a world of geopolitical conflicts. It's a world of security issues. But it's a world where we still need to come together and see if we can find common solution on the green transition, on the digital issues, and after all, also on peace and war.

Podcast: A cybercrime treaty proposed by…Russia?

Listen: Cybercrime is a rapidly growing threat, and one that will require a global effort to combat. But could some of the same measures taken to fight criminals online lead to human rights abuses and a curtailing of freedom?

As the United Nations debates a new and expansive cybercrime treaty first proposed by Russia, we’re examining the details of the plan, how feasible it would be to find consensus, and what potential dangers await if the treaty is misused by authoritarian governments.

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Podcast: Cyber Mercenaries and the digital “wild west"

Listen: The concept of mercenaries, hired soldiers and specialists working privately to fight a nation’s battles, is nearly as old as war itself.

In our fourth episode of “Patching the System,” we’re discussing the threat cyber mercenaries pose to individuals, governments, and the private sector. We’ll examine how spyware used to track criminal and terrorist activity around the world has been abused by bad actors in cyber space who are hacking and spying activists, journalists, and even government officials. And we’ll talk about what’s being done to stop it.

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Introducing Patching the System, a new podcast series

As part of the Global Stage series, a partnership between Microsoft and GZERO Media, the 5-part podcast “Patching the System” will explore the biggest cyber risks and challenges for governments, corporations, and consumers alike. Through the Cybersecurity Tech Accord, a public commitment from more than 150 technology companies, private sector tech leaders are working to create solutions and foster greater cyber resilience.

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